Debt Is Dumb – CA$H is KING

Today I went to the mall and had a FULL circle moment. At every register they asked me #1 if I had a coupon and #2 if I wanted to sign up for a credit card. My answer to #1 – “NO I throw them all out now” – brought about a few confused faces until I answered question #2 – “NO thank you. I am deleting debt right now and recently paid off this store credit card.” I continued to tell them that I used to be addicted to shopping and actually had 13 store credit cards at one time. I then received some even BIGGER confused faces.

As I spoke to them about the path my husband and I are currently on to ADD freedom and REMOVE stress in our life they started asking more questions. I even had some people in line behind me jumping in on the conversation and wanting to know more. When I told them that those 13 credit cards (and more) were now cut up and over $22,00 (just from me) was paid off since February their eyes lit up. The one worker thanked me like 5 times before I left just for giving her some tips, advice and HOPE that she too could STOP the vicious spending cycle and START saving her finances.

I kind of got emotional as I walked out of Macys (after Target that was were I would spend the most) thinking of ALL the times I would go on binges in hopes that some retail therapy would HELP me. Honestly shopping only brought me a temporary high (like most addictions) and it never fully satisfied me therefore causing me to ALWAYS go back for more. Well until there was NO more room left on my cards because I had MAXED them all out.

When I say that I used to pay my bills and then charge them right back up (sometimes even going over the limit on the ones that would let me) that is the TRUTH! It was a vicious cycle for MANY years as I lived paycheck to paycheck and never thought anything was wrong with it. I thought it was okay because I was getting discounts, sales, temporary satisfaction and filling up my closets.

The items listed below may seem silly to some, but for our family they mean the WORLD. Instead of figuring out which card had enough room to fit a trip, gas, groceries, health visits or family fun on it we don’t even STRESS over that anymore. Credit is NOT an option so if the cash is not available then we don’t go or do it. We actually pick and choose what we do now instead of feeling like we have to do it ALL. We still have lots of FUN, get creative with FREE things and ensure that when money is spent it goes out wisely.

debt is dumb cash is king 1

When we finally had enough we decided that was IT!!! We were SICK of the back and forth and were ready for a CHANGE!! We started out scared and kind of unsure this could be a reality, but now we are CONFIDENT and FOCUSED to see the light at the end of the tunnel no matter how long it takes us to get there.

For those of you who may feel STUCK – I get it – we were there too!! All it takes is a choice to say “NO MORE” and to be dedicated to do what it takes. The sacrifices ARE worth it. Your peace of mind IS worth it. Your future finances ARE worth it. BELIEVE and you will ACHIEVE!!

Deleting Debt – One Card At A Time

My heart is racing SO fast right now and I have to jump on and lead a Team call in a second. Today I did TWO scary, but VERY important things. The one I am not ready to talk about yet, but the other one I am sharing.

I post this NOT to brag, but to give others HOPE that they can too start to see the light. In February my husband and I decided enough was enough. We cut up some credit cards and put on our faces of determination. Since that moment we have been laser focused to STOP the useless spending and START the much needed freedom that we knew we wanted. See video here:

Since that time my husband has paid off over $9,000 and I have paid off $18,000 in debt. Today I got to add to that #. Today I did something that I have dreamed about since February and I am literally shaking typing this.

With ONE weeks paycheck I was able to pay off my USAA credit card in FULL. Like NO more $100 monthly payments that seemed like they would never end. This baby is DONE.

usaa paid in full

This was really hard for me to share because I don’t want people to take it the wrong way. I am putting this out there for those who felt like I did – STUCK, living paycheck to paycheck and down in a hole. I want you to know you CAN get out of that hole and CAN do something different. Change IS possible, but you have to believe. I believe in YOU and am here to HELP support you in any way.

This was one BIG goal checked off. Now onto the next credit card – $12,000 staring me in the face.

Packing Your Own Food While Traveling

If you follow me at all you know I am very dedicated to the quality of my food.  I eat almost all organic, non-gmo and count ingredients.  To me it is more important WHAT is in our food than to count the calories it contains.

counting chemicals

Through my health journey I have paid more attention to how food impacts my body.  Because of that I really try my best to always be prepared no matter where we go.  I have become a pro at prepping, packing and traveling with my own meals.  It is actually exciting to me, kind of like a challenge, to figure out what I am going to bring.


THIS saves me time, money, frustration AND most importantly my health.  I don’t have to FEEL like crap from eating crap.  Sure I might have random things here or there, but I have learned that going overboard is just not worth it.  My body reacts and it is no fun to feel sick, tired and be bloated.

I have to say that others have teased me about always having a bag, cooler or food in my purse when out and about BUT then they end up thanking me.  I am the girl who always has a stash of food somewhere to share and others seem to like that.  I remember my husband looking at me like I was nuts the 1st time I packed all my own food until we were in the hotel and he was hungry.  He smiled as I handed him a wrap and had a bunch of snacks.  He was happy he did not have to walk to find food and spend money on less than quality options.  It may seem crazy at 1st, but I promise it will make your life a whole lot easier.


For this particular trip we are actually driving so it makes it a bit easier with no size or item restrictions.  When flying you can still bring your own food, but be sure your cooler/bag is within carry on guidelines and that your ice packs used are not gel, but ones that can be frozen solid.  Another flying trip which is obvious, but still needs to be said…no liquids!

The items that need to be kept cold go in the cooler (do you love my new anchor cooler?) and the ones that are okay at room temp get packed right into the bag.  For the cooler we have about 6 ice packs that get scattered throughout and always have the option to put ice cubes in a big ziploc (doubled) bag.  You would be surprised how nice everything stays. Sometimes the ice packs are still frozen when we get to our destination.

food for nashville

Pictured here:  Meatballs, roasted red potatoes, cucumbers, carrots, peppers, tomatoes, salad with balsamic vin. on side, sugar snap peas, Shakeology, clementines, almond butter, bananas, Lara bars, olives, mini eggs cups, sausage, nuts and the others things are for my husband!

I am just finishing up my 1st round of Whole 30 so some of the items are different than I would of packed in the past, but I was very happy with all the options I had.  I was already gluten and dairy free so I just had to switch some things up (no popcorn, wraps, chips, etc – those pictured are for my husband) to be sure to stay Whole 30 compliant on this trip.  I finish the day we are actually traveling, but plan to stick to the same guidelines and adding back in my favorite meal of the day – Shakeology!

nash 3

My hubby was a GREAT help prepping some of the food for me.  He cut the carrots, potatoes and made the meatballs!

nash 4nash 2

Here is a close up of some of the food we made – roasted potatoes, mini egg cups and meatballs.

The best way to start is to think about what you currently eat.  Almost anything is able to be packed, even if you have to make some tweaks in a recipe.  Make a list and you will see that you CAN travel with some of your fav foods.

if you enver try

The amount of time it takes you to prep your food items all depends on what you plan to make and how much you plan to take.  Cutting veggies, bagging snacks and gathering grab and go food is pretty quick.  When you turn the oven on and start actually cooking your time will be spread out.  I try my best to do a few things at once.  When I have something in the stove, I am chopping veggies or bagging snacks.  The picture above (for 6 days of travel) took about 2 hours, but that included some breaks.  It can be done faster than that for sure.  I am a big multi-tasker so I am kind of all over the place doing a bunch of things at once.

Here are some Meal Prep and Planning Tips to help with your organization and time management:

At the end of the day, it is up to YOU to prepare and plan.  Give yourself some credit and get creative!  I bet you will surprise yourself with all you can pack up for a road trip – whether short or long.

Heres to feeling GOOD while being away from home!  Happy traveling!

Jen :)

My Only Regret With The Whole 30 Program


change your life in 30 days

I am 16 days….

* Sugar FREE
* Dairy FREE
* Grain FREE
* Legume FREE
* Alcohol FREE

whole 30 basic guidelines


* LESS bloat
* MORE energy
* LESS mood swings (loving this)
* MORE alert
* LESS pain (main reason I did this)

most people have no idea

And the BEST part……ZERO cravings!!! This sweet addict, popcorn binger, protein bar obsesser is HAPPY with that!!

My only regret….

That I waited SO long to do this. I have HOPE and am really seeing the light with this program. All I want is to feel BETTER and it is working.

To join our private group please request access here:

It Starts With Food


I know that, but I need a little bit more help. I have wanted to read this book for almost a year and I am finally ready to commit to learning more about the way I fuel my body.

it starts with food

I eat pretty well most of the time, but I am sure I can change some simple things to improve the quality of what I am consuming.  I know there is added sugar and other things in most products out there and although I don’t have it that often, it can’t hurt to fine tune my nutrition.

I have heard how amazing others feel after incorporating the knowledge they gain from this book and I am ready to experience that. Added bonus is that people report LESS cravings!! I am hoping for that with my sweet addiction that is a forever struggle.

I am reaching out for HELP from others who are curious like me. This book has been talked about SO much that I have to see what the hype is about.

whole 30

It Starts With Food reveals how specific foods may be having negative effects on how you look, feel, and live—in ways that you’d never associate with your diet. You will learn a lifelong strategy for eating good food in one clear and detailed action plan designed to help you create a healthy metabolism, heal your digestive tract, calm systemic inflammation, and put an end to unhealthy cravings, habits, and relationships with food. Together we will be gain knowledge on how food impacts all we do. Our goal is to be the healthy from the inside out!

Starting June 1st I am going to embark on this new part of my journey and I would LOVE  for others to join me. We will have a private group right on Facebook for support, recipes  and inspiration. The only thing you will NEED is this book and an open mind.

If this is something that intrigues you please come join our FREE group.  You can find it here:

Cheers to feeling BETTER and making it a priority to treat your one and only body the BEST you can!

Tips To Battle The Winter Blues

Tips To Battle The Winter Blues

Who suffers from the winter blues? Do you feel down, have less energy, sad, moody, depressed, just completely out of it and not yourself? I totally GET it. I am impacted by the change in season BIG time. Being stuck in the house with less sunshine, less light and colder weather can really take a toll on your mind, body and soul.


Here is a little funny for those of you who know all about the snow on your vehicle

It sometimes seems to never end!


Now that is a bit better! =)

We try our BEST to stay positive through the holidays (the hustle and bustle helps a bit to distract us) and then January hits.  Some make New Years Resolutions to eat better, get more sleep, become more active or start that project you may have been putting off.  Come February maybe time has gotten away from you and all those wants and wishes you made in January have now come and gone, yet you still have many days to fight through until you see some sunshine and warmer temperatures.

If you are like me you experience lots of snow, negative temps and random sunshine which only blinds you as you drive from the reflection off the mass amounts of snow.  Even if you do not live in the frozen tundra, the shorter days, less sunlight, cooler temps and less activity can take a big toll on your mind, body and emotions.

Through personal experience (being a depression survivor), trying so many things (tanning, pills, products) and feeling “stuck” in the never ending gloom that winter brings (never leaving the house) I have found some ways to do my best to battle those winter blues.


Dreaming of brighter days while dealing with the snow and cold that winter brings

Just a few things I do that help (hey any little thing matters):

  1. Take daily Vitamin D – I questioned this for a long time until I actually added it into my routine.  Just by taking 1 tablet of Vitamin D3 (1000 IU) each morning I have seen a drastic change in my mood, feelings and depressing thoughts.
  2. Be active - no matter what your current routine is right now you can add some activity in.  I follow a set at home workout plan (5-6 days a week) that helps get my blood pumping, endorphins kicked up and is an immediate mood booster (best natural stress reliever). You do not have to do anything intense, but just some stretching, brisk walking (head to the mall/big place indoors) and other activity really can help so much.  Be sure to listen to your body and not push past any restrictions that you might have.  I find it helps even more the earlier I get it done.
  3. Get out of the house – even if you are just going to check the mail, bundle up and take in any sunshine you can find.  The movement and change in environments can help a ton.
  4. Let the light in – when I am unable to leave the house I make sure that I open any drapes, curtains or blinds to let any bit (no matter how small) of sunshine in.  Sure sometimes I do not want to see the snow piles and leafless trees, but looking at a different view really does help.
  5. Fuel your body – ensuring that you are feeding your body with the proper nutrients, vitamins and antioxidants is so vital to your health.  Mental, emotional and physical well being all starts with nutrition.  The better (clean eating – less processed) food you consume, the less your body will feel deprived, depressed and demotivated.  I personally do my best to eat all organic, non-gmo (chemical free) products and drink Shakeology (my multi-vitamin and more) daily.  With those items I can make sure that even if I am not doing the other tips listed above I am at least feeding my body the best I can.
  6. Find encouragement – whether you dive into a good book, watch an inspiring movie or connect with a motivating friend, be sure you are adding something of value to your life daily.  I highly recommend reading anything personal development related and always keeping the positive friends and family closest to you as much as you can.
  7. Find warmth – we cannot all take vacations or live in the tropics during these cold winter months, but you can do your best to bring it into your home.  Take lots of hot (I love adding epsom salt) baths, drink hot chocolate/apple cider (be sure to check ingredients), hang bright pictures in your home, post up a calendar filled with beaches (I currently have one hanging right in front of me), check out #4 again.
  8. Put your thoughts down – get a journal where you can write in every morning and throughout the day.  It is very important to get your feelings and thoughts out on paper to visualize what is really going on inside of your mind.
  9. Embrace the season – sure some of us do not want to bundle up (hats, gloves, coat, scarf, boots and so on), but making the most of what you have to “deal” with can help. Take up a winter sport: snowboarding, ice skating, skiing, hockey and sledding.  Get out there and make the most of it.  =)
  10. Treat yourself – get a massage, go for a pedi/mani, head to the mall (set a budget) for a new outfit, something fun!

Everyone has their own routine and the key is to finding what works best for you.  Doing something IS always better than nothing.  Share with us —> what things do YOU do to get out of that FUNK?

Stay warm, be blessed and keep smiling….Jen :)

21 Day Fix Extreme – Day 2 Review

Boy did I wake up HUNGRY this morning!  Not sure why —> maybe from leg day yesterday?!  I did great at getting in ALL of my containers and has some delicious food.  I love to eat so anytime I get to have a wide variety of things and fuel my body properly I am a happy camper.



I saw Upper Fix Extreme on the workout schedule and immediately started to get those negative thoughts in my head.  I am not good at pushups, this is going to hurt my neck, I won’t be able to keep up with them, etc.  Then I remembered yesterday!!  I did Plyo (normally a super hard workout for me) and ROCKED it!!  I started Day 1 out with a bang so why was I going to let Day 2 let me done before I even started!

fix upper

Smiling after Upper Fix Extreme – really paid attention to my form on this one!

See full review of Day 2 Workout here:

Since I loved all the food I consumed today – here are 5 out of the 7 meals I enjoyed:


My new favorite PRE workout snack – almond butter and banana – LOVE!

Breakdown: 1 purple, 1 tsp


Egg and spinach scramble (page 39 in Fix Extreme eating guide) with an orange – after workout meal!

Breakdown: 1 red, 1 purple, 1/2 green


Greenberry Shakeology (my favorite flavor) with frozen strawberries and 10 ounces of water

Breakdown: 1 red, 1 purple


Found this gem at Trader Joe’s – 2 thumbs up!

Breakdown: 1 yellow, 1/2 green

chil sal

Turkey Chili (page 50 in Extreme eating plan guide) and salad with red wine vinegar for dressing

Turkey Chili recipe here:

Breakdown: 1/2 green, 1 red, 1 yellow (chili) 2 greens, free (salad and dressing)

I should mention also that I am gluten free (see my story here: and it is NOT hard to follow this eating style as it encourages whole, fresh foods.  When you are gluten free the key is to eating your best and saving the GF “processed” items for treats here and there.

Overall a GREAT day eating and an amazing feeling of accomplishment workout wise! :)

Upper Body Fix Extreme

Woke up this morning feeling GOOD – just a tad sore in my hips, butt and thighs, but I know that comes with leg day.  Any upper body workout that I have ever done really brings muscle exhaustion.  I had an idea this would be the same!

upper fix rev

Autumn really works your chest, back, shoulders and arms with a wide variety of moves.  You will do drop sets (heavier and lighter weights), pushups, tri work and most likely your arms will be complete jello at the end.  Each move is 1 minute long with most alternating between heavy weights for 30 seconds and then lighter weights for the rest of the time.  Just when you think you cannot push one more rep out – she switches to the lighter weight option. Of course you control how much you will use, but you can stick with the light weights for the entire 1 minute rounds if you prefer.  Listening to your body is key.

fix upper

The resistance bands are used for some moves in this upper body workout.

Please do not discount these —> they are tougher than they seem.

My immediate thought after finishing this workout was – how am I supposed to record my daily video AND more importantly how the heck am I supposed to track my containers for the day.  My arms were shot!!

See more of my thoughts here – heads up the video may be shaky (read reason above):

Plyo Fix Extreme

If you follow me you know that anytime I add weights into my workout routine my pain comes back. With the regular 21 Day Fix workouts some of the moves bothered me and some I was okay with. When a new program comes out I have a mindset that I must at least give it a try. I want to know what it is about so I can share with others to help them on their own journey.  If I never try —> I will never know!

And I am SO glad that I did NOT say NO and gave the Extreme workouts a try!


Day 1 Plyo Fix EXTREME – smiling, hair a mess and feeling proud!  I did it!

I have done many plyo workouts in the past and the first thing I think of is —> LEGS!  Your legs will be on fire and like jello after you are done.  I have had to modify many past Plyo workouts, but on Day 1 am happy to say that I only modified  TWO moves – one being the crazy bonus workout she throws in at you at the end before cool down.  I was able to go at my own pace, watching my form, keeping my spine in line and really did great with the moves.  I was super focused on doing my best and not letting my excuses or restrictions limit my ability before I even tried.

Plyo is an explosive lower-body workout that uses jumping and resistance to torch calories and sculpt muscles.  It definitely lives up to its name!

Video on my Day 1 – Plyo Fix EXTREME thoughts:

Day 1 – 21 Day Fix EXTREME – How Did It Go?!?!

day 1 21 day fix review

Last night I took some time to browse through the eating plan book again to get all my ducks in a row. I did not have to tweak much as I did not have many “treats” on the regular 21 Day Fix nutrition plan to begin with.  Just here and there when I wanted them.  The two things that are not on the NEW Extreme plan that I ate often is deli meat (turkey or ham) and bacon.  Bacon was an immediate sad face, but I quickly got over it.

21 day fix trackers

My bracket stayed the same, but my husbands went up BIG time – hello LAST bracket, so I had to get my handy dandy tracking sheets out again to be sure he was consuming enough.  We eat pretty much eat the same thing so I will have to put my best effort into doubling portions and hiding things in foods where I can.  Some days I know he will not be consuming that much, but we will work on it together.


I love that there are more recipes in this program so we get to try new things.  Love taking a recipe and making my own tweaks that are still within the plan.


PB and Strawberry Oatmeal (page 35) using almond butter and frozen strawberries with GF oats

Recipe here:

After you watch my video below you will know I was more nervous about the workouts than the actual change in nutrition. With suffering from chronic pain, having Fibromyalgia and experiencing neck and back restrictions, adding weights into my routine always scare me.


My hair says it all – I survived Plyo Fix EXTREME and actually kind of enjoyed it!!

See review of my workout here:

Overall the day went pretty well!  Again I do not eat much differently than this regularly so it was more of a “check the book” quickly to be sure I can still have this or that.  I never felt hungry, deprived or cranky.  I was actually pretty focused and motivated – even said “no thank you” to ice cream, french fries and cookies.  We were out and about doing family things so there were definitely temptations all around.

For more details check out my Day 1 Thoughts in this video: